Grant & GrantGrant & Grant2026-06-25T09:20:56Zhttps://www.grantandgrant.net/feed/atom/WordPress/wp-content/uploads/sites/1503380/2022/12/cropped-Grant-Site-Icon-32x32.pngOn Behalf of Grant & Grant<![CDATA[3 reasons a will is not enough for large estates]]>https://www.grantandgrant.net/?p=473332026-06-25T09:20:56Z2026-06-25T09:20:56ZAfter years of building a successful career, growing investments or creating a family business, many people want confidence that their wealth will support the people and causes they care about most. They also want control over how that wealth passes to the next generation.
A will plays an important role in estate planning, but larger estates often face challenges that a simple will cannot fully address. Families with substantial assets frequently benefit from additional tools that provide greater control, privacy and protection. Here are three important reasons to consider other estate planning documents beyond a will.
1. A will can leave your family stuck in probate
Many people assume a will allows assets to transfer directly to loved ones. In reality, assets governed by a will typically must pass through probate before beneficiaries can receive them.For large estates, probate can become a lengthy and expensive process. Multiple properties, investment accounts, business interests and numerous beneficiaries can increase the complexity of estate administration. Family members may wait months before receiving distributions, and disagreements over assets can create additional delays.A revocable living trust can help avoid many of these issues. Assets held in the trust can pass directly to beneficiaries without going through probate. This often allows families to settle affairs more efficiently while keeping sensitive financial matters out of the public record.
2. A will offers limited protection for beneficiaries
Leaving a substantial inheritance can create opportunities, but it can also create risks. An adult child may face creditor claims, divorce, financial struggles or poor spending decisions that place inherited assets at risk.A trust can provide safeguards that a will cannot. Trust provisions can control when beneficiaries receive distributions and under what circumstances. For example, a trust may distribute funds over time rather than all at once. This approach can help preserve family wealth while still providing meaningful support.
3. A will may not protect a multigenerational legacy
Many high-net-worth families want to do more than transfer assets. They want to preserve a family business, support charitable causes or ensure future generations benefit from the wealth they worked hard to build.Advanced estate planning tools can help achieve those goals. Trusts may support long-term wealth preservation and charitable giving strategies. Business succession plans can prepare future leadership and reduce uncertainty during ownership transitions. Powers of attorney and advance directives can also help protect personal and financial interests during life.Together, these tools create a stronger framework for protecting both wealth and family goals.
Building a plan that matches your legacy
The larger an estate becomes, the more important it is to look beyond a will alone. A comprehensive estate plan can help reduce delays, protect beneficiaries and ensure your wealth passes according to your wishes. An experienced estate planning attorney can evaluate your family's unique circumstances and help create a strategy that reflects the legacy you have spent a lifetime building. ]]>On Behalf of Grant & Grant<![CDATA[Should I keep my estate plan in a safe deposit box?]]>https://www.grantandgrant.net/?p=473302026-06-03T19:28:18Z2026-06-09T19:01:35ZWhy banks can be a bad place for wills
Many Hoosiers believe a bank vault is the safest place for a will. In reality, this choice often creates a frustrating loop for your loved ones. When an account holder passes away, banks usually freeze access to safe deposit boxes. Your family might need a court order just to look for the will that gives them the power to open the box in the first place. This delay can stall funeral plans and property management for weeks.
Smart storage alternatives to consider
Instead of a safe deposit box, you can decide to keep your documents safe in other locations. Choose a place that balances security with easy access for your chosen representatives. Storage options might include:
A fireproof and waterproof home safe with a shared code or key location
The office of the attorney who drafted the documents
A clearly labeled binder kept in a home office for easy reference
Each of these options ensures that your paperwork remains protected from damage while staying within reach. Make sure your personal representative knows exactly where to find everything and how to access it.
Who needs copies right now?
Some documents require immediate access during a crisis. For instance, medical directives must be available the moment an emergency occurs, and financial powers of attorney are needed to manage your bills. Ensure these people have copies of your instructions:
Your primary physician and the person named as your healthcare representative
Your personal representative so they can understand their future legal duties
Successor trustees or financial agents who may need to manage your assets
Providing these copies ahead of time prevents confusion during stressful moments. This step ensures your agents can step in and help exactly when you need them most.
A solid estate plan provides a roadmap for your family. By keeping your estate plan safe and accessible to appropriate parties who know where to find it, you make an incredibly difficult time for your loved ones a little easier.]]>On Behalf of Grant & Grant<![CDATA[Are Indianapolis roads getting safer?]]>https://www.grantandgrant.net/?p=473292026-06-03T18:48:03Z2026-06-08T18:44:15ZPeople in Indiana get hurt in severe car crashes and lose loved ones in collisions all too often. Every year, law enforcement agencies gather information about every crash that occurs so that state agencies can analyze that data and act accordingly.
State and city lawmakers are not only looking at ways to change these trends, they are actively investing in solutions. In 2025, over $70 million was invested in safety-related projects across Indianapolis. The Vision Zero Task Force is currently working to design safer streets and eliminate all traffic fatalities and serious injuries by 2035. But how effective are these efforts?
Declining fatalities and the road ahead
According to the task force’s first annual report, their efforts are improving Indianapolis road safety. Traffic-related deaths dropped by almost 30% over the last few years, and they are seeing a 16% year-over-year decrease. Despite this downward trend, officials emphasize that the 85 lives lost in the past year represent a total that is still far too high, signaling that more work is needed to ensure public safety.This work includes following advice from fatal crash review teams, increasing traffic enforcement and adding community-powered infrastructure.
Ongoing risks for pedestrians and cyclists
Vulnerable road users like cyclists and pedestrians continue to express concerns about daily hazards. Public feedback highlights specific infrastructure issues, such as the timing of intersection walk signals that put pedestrians in direct conflict with drivers turning right. While the city has launched a PSA campaign featuring IndyCar drivers to encourage safer habits, many residents feel that navigating the streets still feels treacherous.
Using extra caution at the wheel
Despite recent improvements in vehicle safety and enforcement efforts, serious car accidents still happen. The continuing prevalence of distracted driving, disregard for traffic ordinances and surges in impaired driving continue to contribute to the number of collisions that occur.While you cannot control those factors, you can reduce your risk by focusing on your own safety behind the wheel. Pay attention, obey the law and drive defensively. Don't leave your well-being to chance. Take control of your safety every time you get behind the wheel.]]>On Behalf of Grant & Grant<![CDATA[Choosing the right personal representative for your estate]]>https://www.grantandgrant.net/?p=473272026-06-03T16:12:48Z2026-06-05T15:48:40ZFocus on skills rather than sentiment
A good candidate should have specific traits that can keep the probate process moving smoothly. Look for someone who is:
Organized and detail-oriented, so they can track court deadlines and paperwork
A strong communicator, whether they are speaking with family members, creditors or legal professionals
Comfortable working with numbers and handling basic financial forms
Has the time and resources to tackle this process on top of their existing job, family and financial responsibilities
You must also be sure that you do not select someone who is unfit or legally barred from serving in this role. Under Indiana laws, these parties include anyone convicted of a felony, under the age of 18 or incapacitated.
Practical realities of the role
Location is another factor to consider when making your choice. While a personal representative does not have to live in Indiana, being local makes a difference. A person nearby can easily check on a house, meet with appraisers, attend court hearings, and address the many small errands that come with closing an estate.
Sometimes the best person for the job is someone who can stay neutral during emotional times. If you expect your heirs might disagree, a neutral third party like an attorney can help keep the peace.
Finalizing your choice
Discussing the role with your chosen person before signing your documents is a smart move. Their consent ensures they are ready for the responsibility. Taking the time to choose the right person protects your legacy and makes a difficult transition easier for everyone involved.]]>On Behalf of Grant & Grant<![CDATA[Recovering damages when you were partly at fault for a crash]]>https://www.grantandgrant.net/?p=473262026-06-03T15:40:35Z2026-06-04T15:57:31ZThe 51% threshold
Under Indiana negligence laws, your legal option to recover compensation depends on your assigned percentage of fault. You may seek damages as long as your responsibility for the accident does not exceed 50%.
If you are 51% or more at fault for an accident, the law prevents you from recovering any compensation from the other people involved in the crash. This specific cutoff is a central part of the Indiana claims process.
How shared responsibility affects compensation
When multiple parties share fault, courts adjust the total financial recovery to reflect each person’s role in the event. The law requires that any award be reduced by the claimant’s own percentage of responsibility. Here are some examples for how this math works:
At 0% fault, a person can receive the full amount of awarded damages.
At 25% fault, a person's recovery is reduced by 25% of the total value.
State law bars any recovery for a person at 51% fault.
These calculations ensure that the financial outcome of a claim aligns with the specific facts of the collision. Because even a small change in percentage impacts the final payout, documenting the scene and establishing exactly what happened is very important.
Determining percentages in a claim
Assigning fault is complex and requires familiarity with crash logistics and the law. Insurance professionals and legal teams review police reports, witness statements and vehicle data to establish a clear picture of the accident.
Because the 51% threshold is so definitive, providing clear and documented evidence is a key part of resolving any motor vehicle claim in Indiana. The difference between 49% fault and 51% fault is the difference between getting compensation and getting nothing. A detailed investigation can ensure your percentage of fault remains as low as the evidence allows.]]>On Behalf of Grant & Grant<![CDATA[How long does it take to get compensation for a car accident?]]>https://www.grantandgrant.net/?p=473282026-06-03T16:18:50Z2026-06-03T16:18:50Z car accident can leave you dealing with more than just injuries and the need to replace a vehicle. It can cause serious financial strain. Anyone who is in a crash and believes the other driver’s negligent or reckless actions caused the crash may wonder when they will get funds to help cover the costs that result from the accident. The answer can range from a few weeks to well over a year, depending on the facts of the case and the cooperation of the parties involved. While there is no universal schedule, understanding the common stages and the factors that slow or speed the process can help you set realistic expectations.
The typical timeline for a car accident claim
Most claims follow a predictable path. Some steps move quickly, while others depend on medical progress and negotiations. In general, you can expect these milestones.
Initial investigation and reporting (days to weeks): It is helpful to gather police reports, photos, witness statements and insurance notifications. Delays can occur if reports are not immediately available.
Medical treatment and documentation (weeks to months): It is generally wise to value the claim when your condition stabilizes. It can take weeks or longer to understand the impact of a condition like a traumatic brain injury. Settling too early can result in inadequate compensation.
Demand package and negotiations (weeks to months): You can submit a demand when you have a better understanding of the true damages. Negotiations may resolve quickly or require multiple rounds.
Settlement payment or litigation (weeks to years): After a signed settlement, payment is generally made within weeks. If a lawsuit is necessary, the timeline expands due to discovery, motions and court scheduling.
These steps explain why straightforward cases can resolve in a few months, while cases involving disputed liability or extensive treatment can take much longer.
What affects how fast you get paid
Several variables can impact when you will get the agreed upon compensation. The more complexity involved, such as disputes over liability or the presence of serious injuries, the longer it usually takes to reach a fair result. Knowing these factors can help to prioritize documentation and timing, especially when medical recovery is still unfolding.]]>On Behalf of Grant & Grant<![CDATA[Who gets the dog? Pet estate planning in Indiana]]>https://www.grantandgrant.net/?p=473242026-06-03T13:43:21Z2026-06-03T13:43:21ZA legal safety net for your animals
Indiana laws recognize a specific trust for care of animal to solve this problem. Unlike a simple will, a pet trust creates a legally binding set of instructions for a pet’s care, including appointing a trusted person to enforce it. The money you set aside in this type of trust is used specifically for the animal's needs. This legal arrangement continues until the last animal covered by the trust passes away.
Why a trust beats a verbal promise
Relying on a friend's promise to take in your pet can be risky because circumstances change. A formal trust offers several distinct advantages over informal agreements or standard Wills:
Immediate care: Trusts can take effect the moment you are unable to care for your pet, skipping the long delays of the probate process.
Detailed standards: You can specify everything from preferred food brands and veterinary clinics to daily exercise routines.
Financial oversight: A trustee manages the funds to ensure the caregiver uses the money as you intended.
These provisions help prevent family disputes and reduce the risk of your pet ending up in a crowded shelter. By formalizing these details, you provide clarity for your loved ones during a difficult time.
Setting the stage for a smooth transition
Setting up a pet trust can provide a roadmap for a pet’s happiness. When you name a dedicated caregiver and provide the necessary resources, you give your pet a stable environment during an already stressful time. A thoughtful estate plan ensures that every member of your household is protected, regardless of how many legs they have.]]>On Behalf of Grant & Grant<![CDATA[3 reasons to update your estate plan after the end of a marriage]]>https://www.grantandgrant.net/?p=473252026-06-03T13:37:46Z2026-06-03T13:37:46ZThe end of a marriage often brings major changes to daily life. Along with adjusting to new routines, financial responsibilities and family relationships, many people also need to review important legal documents. Estate planning may not seem like a priority during or after a divorce. However, an outdated plan can create confusion and problems later.
In Indiana, divorce can affect certain estate planning documents. Still, not every issue resolves automatically. Reviewing and updating an estate plan can help ensure that it reflects current wishes and protects the people who matter most.
1. Beneficiary designations may no longer match your wishes
Many financial accounts pass directly to named beneficiaries. These assets may include retirement accounts, life insurance policies and payable-on-death bank accounts.While Indiana law may automatically revoke some beneficiary designations after a divorce, that does not apply in every situation. Certain accounts may follow different rules, and federal law can override state rules for some employer retirement plans. Outdated paperwork can also create delays when funds are distributed.
2. Decision-making authority may need to change
Estate plans often include documents that give someone authority to make financial or health care decisions if a person becomes unable to act on their own. Many married people name their spouse for these roles.After a divorce, a person may want a different trusted individual in that role. Updating powers of attorney and health care directives can help prevent uncertainty during an emergency. It can also reduce the risk of disputes among family members about who should make important decisions.
3. Family circumstances may look very different
A divorce often changes long-term financial goals and family priorities. Parents may want to revisit guardianship nominations, trust provisions or inheritance plans involving children.Some people also need to address new property arrangements, support obligations or blended family concerns. An estate plan should reflect current circumstances rather than assumptions made during an earlier stage of life. Regular updates can help keep the plan in line with changing needs and priorities.A divorce can affect many parts of an estate plan. That makes a careful review an important step after the marriage ends.
Taking steps toward a fresh start
Updating an estate plan involves more than changing names on documents. It gives people a chance to create a plan that reflects their current and future goals, relationships and responsibilities. For guidance based on a specific situation, consider speaking with an experienced Indiana estate planning attorney.
]]>On Behalf of Grant & Grant<![CDATA[5 mistakes MVA victims often make that hurt their claims]]>https://www.grantandgrant.net/?p=473192025-11-10T15:38:31Z2025-11-10T15:38:31ZA serious car accident can change your life and daily routine. The shock, physical pain and uncertainty about your health often combine with the pressure of medical bills, insurance questions and legal paperwork. In these overwhelming moments, even well-meaning actions can create long-term consequences. Understanding the most common mistakes can help you safeguard your rights and strengthen your recovery process. Here are five missteps to avoid after a car accident.
1. Delaying medical attention
Some victims postpone medical care, hoping their pain will fade or assuming treatment can wait. Unfortunately, delaying an exam can not only worsen your injuries but also weaken your case. Prompt medical attention establishes a clear link between the accident and your condition, supporting both your health and your claim.
2. Admitting fault at the scene
After a crash, many people instinctively apologize or try to explain what happened. Even casual remarks, however, can be misunderstood as accepting responsibility. It is best to stay calm, avoid speculation and allow law enforcement and insurance investigators to determine fault based on evidence.
3. Failing to gather evidence
Evidence collected at the scene can play a decisive role in the outcome of your claim. Photographs, witness details and police reports help confirm what happened and who is responsible. Without this documentation, insurers may challenge your account or minimize the extent of your losses.
4. Accepting an early settlement
Insurers often make quick settlement offers before the full impact of an injury is known. What seems fair at first may not cover future medical needs, lost income or rehabilitation costs. Once a settlement is accepted, you generally cannot pursue further compensation, so it is important to evaluate all long-term effects before agreeing.
5. Managing the process alone
Handling a personal injury claim without legal support can be overwhelming. Insurance companies have experienced teams protecting their interests; you deserve the same. An attorney can help you navigate deadlines, build a strong case and negotiate for a fair result.Avoiding these common mistakes can greatly influence both your recovery and the outcome of your claim.
Protecting your rights after a car accident
Recovering from a motor vehicle accident is rarely straightforward. In Indiana, an experienced personal injury attorney can guide you through the process, communicate with insurers and safeguard your rights every step of the way. If you have been injured, seeking legal advice early can help you make informed decisions and focus on healing.
]]>On Behalf of Grant & Grant<![CDATA[How can new car tech reduce the risk of side-impact collisions?]]>https://www.grantandgrant.net/?p=473172025-09-26T15:24:24Z2025-09-26T15:24:24ZSide-impact collisions, often called T-bone crashes, can cause serious harm because the sides of vehicles offer less protection than the front or rear. Recent advances in automotive technology aim to lower these risks by giving drivers more awareness and even intervening before impact occurs.
Blind spot warning and intervention
Blind spot warning systems use sensors or cameras to detect vehicles that may not be visible in side mirrors. If a driver begins to change lanes while another vehicle is in the blind spot, the system issues an alert. Some models go further with blind spot intervention, which can apply light braking or steering corrections to guide the vehicle back into its lane, helping prevent a potential collision.
Lane keeping and lane centering assistance
Drifting out of a lane can put a vehicle directly in the path of a side-impact crash. Lane departure warnings alert drivers when the vehicle starts to cross lane markings unintentionally. Lane keeping and lane centering assistance take this a step further by gently steering the vehicle back into the proper position. These systems work best on highways, where unintentional lane changes pose a major safety risk.
Side airbag and curtain airbag protection
Even when a collision cannot be avoided, new airbag designs help reduce injuries. Side airbags, located in doors or seats, protect the torso, while curtain airbags deploy from above windows to protect the head. Studies have shown that side airbags lower the risk of death in driver-side crashes by over 30%, as reported by the Insurance Institute for Highway Safety. These technologies help cushion the impact and reduce contact with hard surfaces.
Moving forward with safer roads
Automotive safety continues to evolve, with each new innovation aimed at reducing preventable crashes and injuries. As more vehicles include advanced driver assistance systems, combined with proven protections like airbags, drivers and passengers stand to benefit from greater peace of mind on the road.]]>